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| Can I use this service if I have medical insurance? |
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| Yes. If your insurance
policy pays a percentage of your medical bills, such
as a standard 80/20 indemnity policy, then this
service can be used. The discount will be applied to
the entire bill, making your portion much less than
20%. And in many cases, your portion will be reduced
to zero after your deductible with your insurance
company has been met. |
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| How much do I have to pay when I go to the doctor? |
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| The savings vary from one
provider to another, however you will be expected to pay
the discounted price while at the doctor. This plan is a
"fee-for-service" plan. |
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| Dental
Service |
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| What is the name of this plan that the Dentist will recognize? |
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Although our
site (domain) name is USAHEALTHCARE.com your Dentist
will know us by the name DenteMax Dental.
Please use "DenteMax" when referring
to your program name. |
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What
exactly is a "Reduced Fee Program" ? |
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This is where a member will pay a monthly, quarterly
or annual fee to receive significant savings from our
network of Dentists. Members receive a "reduced fee" for
Dental services compared to non-members. Once enrolled,
a member can visit any of the 55,000 dentists, including
all specialties and receive treatment at a reduced fee.
The savings range up to 50% off the dentist's
customary fees. |
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How is
our dental program different from traditional insurance? |
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A reduced fee program is different in a number of
ways from traditional insurance, but it also carries
many valuable similarities. Reduced fee programs remove
much of the hassle and waiting that goes with
enrolling in traditional insurance, unlike insurance we
do not check for pre-existing conditions, there are no
complicated forms to fill out and send back and forth to
any insurance company, there are no deductibles to worry
about, and enrollment is available to anyone; at any
age, regardless of your current health. |
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How
is our program similar to traditional insurance? |
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You will
receive the same quality and treatment as you would with
traditional insurance plans. |
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Is
the USADENTALCARE program considered insurance? |
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The
program
we provide is a discount
program
or reduced fee
program.
It is not considered insurance. When you visit a
participating provider, you will receive discounted fees
as listed in the
Schedule of Benefits. |
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What
is a participating provider? |
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Our network of over 55,000 Dentists have chosen to
participate in our reduced fee program and they have
been screened and qualified to meet our standards. If
you would like to search for a participating provider
click here. |
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What
kind of savings do I get? |
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Our members can save hundreds or even thousands of
dollars. It is not unusual to save up to 50% off what
you typically pay for dental procedures. |
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Who
can I include as dependents? |
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What
are the limitations of the Cigna Dental Network Access
program? |
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Our programs have NO limitations on coverage in terms of
yearly maximums. However you must use a dentist in the
Cigna
Dental Access
provider network in order to receive the discounted
fees. All DenteMax providers
are carefully screened, credentialed, and selected in
order to secure that you are given a choice of the
finest dentists in your area.
Everyone wants good quality dental care at an affordable
price. USADentalCare & DenteMax fill
that void. |
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How
does this program compare with other dental plans? |
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Indemnity Dental |
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USADentalCare & DenteMax |
Typically
expensive
Usually participation requirements
Waiting periods for certain procedures
Deductibles · Maximums
Rate increases typical
Claim forms
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Inexpensive
(1/3 the cost of most plans)
No participation requirements
Immediate coverage, no waiting periods
No deductibles
No maximums
No foreseeable rate increases
No claim forms |
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How
many times a year can I have my teeth cleaned? |
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Any time you go to get your teeth cleaned the price will
be the same, no matter how many times you want to have
that procedure performed. |
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| Vision
Service |
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| How does this service work? |
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| After choosing a
participating vision location, simply present your
card when you visit the provider. The discounted rates
will automatically be computed. |
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| Prescription
Service |
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| How do I use this service? |
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| After you have received
your card, all you do is present it to one of the
participating pharmacies. You will receive the lower
rate for your prescription(s) at that time. There are
no claim forms to fill out for reimbursement. Savings
is applied at the time of service. |
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